Every plan type in one place — binary, unilevel, matrix and team growth — with referral, matching and rank bonuses, level-by-level breakdowns, and a Plan Health meter that tells you if your plan is sustainable.
| Level | Members | Volume | Rate | Commission |
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| Level | Max positions | Filled | Volume | Commission |
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| Level | New members | Cumulative | Active | Monthly volume |
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Enter your numbers to assess the plan.
Estimates for planning and illustration only — not an income guarantee. Currency selection changes display only, it does not convert rates.
Send yourself a copy of the calculation you're viewing — no spam, just your numbers and a short summary.
Most MLM calculators handle one plan and stop there. This one covers the structures real networks actually use, and adds the bonus layers that make up a large share of most members' earnings:
Base plan commission is only part of the story. Direct referral bonuses reward recruiting, matching bonuses reward developing leaders, and rank bonuses reward milestones. In many plans these add up to a substantial share of total payout — which is exactly why the results here show a breakdown, so you can see which part of the plan is actually driving earnings.
The fastest way to sink an MLM company is promising more in commissions than the margins can support. A plan paying out 70% of revenue leaves almost nothing for product cost, operations and profit — it eventually collapses or starts heavily flushing commissions, which frustrates members. Enter your product economics and the meter tells you instantly whether the plan is healthy, needs caution, is risky, or is unsustainable, along with your estimated company margin and profit per sale.
For the maths behind each plan, see our guides on how MLM commissions are calculated and binary vs unilevel vs matrix plans.
Pick a plan tab, then either start from one of the three presets — Starter, Growing or Established — or enter your own numbers. Every field updates the result instantly, so you can drag a slider and watch the effect immediately.
Most compensation plans calculate commissions in BV (Business Volume) or PV (Point Value) rather than raw currency, so payouts stay consistent across countries and exchange rates. Each product is assigned a point value, and commissions are a percentage of accumulated points.
In this calculator, the "value per BV point" field converts points into money. If your plan already works directly in currency, leave it at 1. If 1 BV equals 0.80 in your currency, enter 0.8.
Binary plans rarely pay on everything. Three rules decide what you actually receive:
These rules are a common source of member complaints when they aren't explained clearly, which is why a transparent commission record matters as much as the calculation itself.
Binary commission is paid on the weaker (pay) leg. Take the volume of your smaller leg and multiply it by your binary payout percentage. The excess on the stronger leg carries forward, and any amount above a cycle cap is flushed. This calculator handles all three automatically.
Beyond base plan commission, you can add direct referral (sponsor) bonuses, matching bonuses on your personally sponsored members' earnings, and flat rank achievement bonuses. The results show a breakdown of how much each bonus type contributes to your total.
It estimates whether your compensation plan is financially sustainable by comparing total commission payout against product cost and operating expenses. It returns a verdict of Healthy, Caution, Risky or Unsustainable, plus your estimated company margin, profit per sale, and tailored advice.
Yes. It is completely free, runs entirely in your browser with no sign-up, and your numbers are never stored. You can optionally email yourself a copy of the results.
No. All figures are estimates for planning and illustration only. Actual results depend on your specific plan rules, real sales volume, member activity and qualifications. This is not an income promise.
A calculator is ideal for planning. Running an actual network means doing this for every member, every cycle, with carry-forward, flushing, rank qualifications and bonuses applied automatically — which is what a proper commission engine is for. You can also read our guides on MLM e-wallets and starting an MLM company. To see it running on your own plan, book a free demo.